Under contract-accepting backup offers. RARE OPPORTUNITY: CUT 11 YEARS OFF YOUR MORTGAGE & SECURE A SUB-MARKET RATE! Stop chasing today's high rates and step into a financial goldmine. This stunning 3BR/2.5BA home features a fully Assumable FHA mortgage, allowing you to capture a massive interest rate discount compared to a new 30-year loan. With only 19 years remaining on the term, you effectively skip over a decade of front-loaded interest, providing tremendous monthly savings and exceptional investment growth from day one. (Buyer must qualify through the existing lender).This strategy creates an opportunity to acquire a 2nd mortgage to gap the difference. SELLER INCENTIVE: up to $10,000 in seller credits to be applied towards prepaid, closing cost, rates, and/or full year HOA paid. THE RESORT LIFESTYLE:Experience true relaxation in this turn-key gem. The interior boasts brand-new luxury plank flooring, designer-renovated bathrooms, and a spacious 2-car garage. Enjoy your morning coffee on the private covered patio or take advantage of the prime location near the lake and local amenities.TOTAL PEACE OF MIND:The community takes care of everything! Your monthly dues cover exterior maintenance, yard work, and even the roof, leaving you with zero "to-do" lists and total freedom to enjoy the resort-style surroundings.Why wait for rates to drop when you can own a low-rate legacy today? This is the smartest financial move you'll make this year. Schedule your tour now! See realtor remark for further info on the Assumption.